/* ============================================================
   ADB LOAN — Premium Mobile-First Design v3.0
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=Hind+Siliguri:wght@400;500;600;700&family=Sora:wght@400;500;600;700;800&display=swap');

:root {
  --primary: #1a56db;
  --primary-dark: #1239a8;
  --primary-glow: rgba(26,86,219,.22);
  --accent: #06b6d4;
  --gold: #f59e0b;
  --gold-dark: #b45309;
  --green: #10b981;
  --red: #ef4444;
  --surface: #ffffff;
  --bg: #f0f4ff;
  --text: #0f172a;
  --muted: #64748b;
  --border: #e2e8f0;
  --radius: 18px;
  --radius-sm: 12px;
  --shadow-sm: 0 2px 8px rgba(0,0,0,.06);
  --shadow: 0 8px 28px rgba(0,0,0,.10);
  --shadow-lg: 0 20px 50px rgba(0,0,0,.14);
  --nav-h: 72px;
}

*{margin:0;padding:0;box-sizing:border-box;-webkit-tap-highlight-color:transparent}
html{scroll-behavior:smooth}
body{
  font-family:'Hind Siliguri','Sora',sans-serif;
  background:var(--bg);
  color:var(--text);
  padding-bottom:calc(var(--nav-h) + 12px);
  min-height:100vh;
  font-size:15px;
  line-height:1.5;
}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}

/* ─── TOPBAR ─── */
.topbar{
  background:linear-gradient(145deg,var(--primary) 0%,#0e3da8 60%,#0b2d8a 100%);
  color:#fff;
  padding:22px 20px 64px;
  border-radius:0 0 30px 30px;
  box-shadow:0 12px 40px rgba(14,61,168,.4);
  position:relative;
  overflow:hidden;
}
.topbar::before{
  content:'';position:absolute;right:-40px;top:-40px;
  width:180px;height:180px;border-radius:50%;
  background:radial-gradient(circle,rgba(255,255,255,.1),transparent 70%);
}
.topbar::after{
  content:'';position:absolute;left:-20px;bottom:-20px;
  width:120px;height:120px;border-radius:50%;
  background:radial-gradient(circle,rgba(255,255,255,.06),transparent 70%);
}
.topbar h1{font-size:21px;font-weight:700;position:relative;z-index:1}
.topbar .sub{opacity:.85;font-size:13px;margin-top:5px;position:relative;z-index:1}

/* ─── WALLET CARD ─── */
.wallet-card{
  background:var(--surface);
  border-radius:22px;
  padding:22px;
  margin:-48px 16px 18px;
  box-shadow:var(--shadow-lg);
  position:relative;
  overflow:hidden;
  border:1px solid rgba(255,255,255,.9);
}
.wallet-card::before{
  content:'';position:absolute;right:-20px;top:-20px;
  width:140px;height:140px;border-radius:50%;
  background:radial-gradient(circle,rgba(26,86,219,.07),transparent 70%);
}
.wallet-card .label{color:var(--muted);font-size:13px;font-weight:500}
.wallet-card .balance{
  font-size:32px;font-weight:800;
  background:linear-gradient(135deg,var(--primary),#7c3aed);
  -webkit-background-clip:text;background-clip:text;color:transparent;
  margin-top:6px;letter-spacing:-.5px;
}
.wallet-card .row{
  display:flex;justify-content:space-between;
  margin-top:16px;padding-top:16px;
  border-top:1.5px solid var(--border);gap:10px;
}
.wallet-card .row div{flex:1;text-align:center}
.wallet-card .row b{display:block;font-size:16px;color:var(--text);font-weight:700}
.wallet-card .row span{font-size:11px;color:var(--muted);margin-top:2px;display:block}

/* ─── SLIDER ─── */
.slider{
  margin:0 16px 18px;border-radius:20px;
  overflow:hidden;position:relative;
  height:180px;background:#dde4f0;
  box-shadow:var(--shadow);
}
.slider .slide{position:absolute;inset:0;opacity:0;transition:opacity .7s ease}
.slider .slide.active{opacity:1}
.slider .slide img{width:100%;height:100%;object-fit:cover}
.slider .dots{
  position:absolute;bottom:12px;left:0;right:0;
  display:flex;justify-content:center;gap:5px;z-index:2;
}
.slider .dots span{
  width:6px;height:6px;border-radius:50%;
  background:rgba(255,255,255,.55);transition:.3s;
}
.slider .dots span.active{background:#fff;width:20px;border-radius:3px}
.slider-empty{
  display:flex;align-items:center;justify-content:center;
  color:var(--muted);height:100%;font-size:14px;gap:8px;
}

/* ─── PREMIUM MENU GRID ─── */
.menu-grid{
  display:grid;grid-template-columns:repeat(4,1fr);
  gap:10px;padding:0 16px;margin-bottom:18px;
}
.menu-grid a{
  background:var(--surface);border-radius:18px;
  padding:16px 6px 12px;text-align:center;
  box-shadow:var(--shadow-sm);
  transition:transform .18s,box-shadow .18s;
  position:relative;overflow:hidden;
  border:1px solid rgba(0,0,0,.04);
}
.menu-grid a::after{
  content:'';position:absolute;inset:0;border-radius:18px;
  background:linear-gradient(135deg,rgba(255,255,255,.6),transparent);
  pointer-events:none;
}
.menu-grid a:active{transform:scale(.93)}
.menu-grid a:hover{
  box-shadow:0 10px 24px rgba(0,0,0,.14);
  transform:translateY(-3px);
}
.menu-grid .ico{
  font-size:22px;width:50px;height:50px;
  border-radius:15px;display:flex;align-items:center;
  justify-content:center;margin:0 auto;
  box-shadow:0 6px 16px rgba(0,0,0,.18);
  position:relative;z-index:1;
}
.menu-grid .lbl{
  font-size:11px;color:var(--text);
  margin-top:9px;font-weight:600;
  position:relative;z-index:1;
}

/* Vivid gradient palette */
.menu-grid .c1 .ico{background:linear-gradient(145deg,#f59e0b,#d97706);box-shadow:0 6px 16px rgba(245,158,11,.45)}
.menu-grid .c2 .ico{background:linear-gradient(145deg,#10b981,#059669);box-shadow:0 6px 16px rgba(16,185,129,.4)}
.menu-grid .c3 .ico{background:linear-gradient(145deg,#3b82f6,#1d4ed8);box-shadow:0 6px 16px rgba(59,130,246,.4)}
.menu-grid .c4 .ico{background:linear-gradient(145deg,#ec4899,#be185d);box-shadow:0 6px 16px rgba(236,72,153,.4)}
.menu-grid .c5 .ico{background:linear-gradient(145deg,#8b5cf6,#6d28d9);box-shadow:0 6px 16px rgba(139,92,246,.4)}
.menu-grid .c6 .ico{background:linear-gradient(145deg,#ef4444,#b91c1c);box-shadow:0 6px 16px rgba(239,68,68,.4)}
.menu-grid .c7 .ico{background:linear-gradient(145deg,#06b6d4,#0e7490);box-shadow:0 6px 16px rgba(6,182,212,.4)}
.menu-grid .c8 .ico{background:linear-gradient(145deg,#14b8a6,#0f766e);box-shadow:0 6px 16px rgba(20,184,166,.4)}

/* ─── SECTION ─── */
.section{
  background:var(--surface);border-radius:var(--radius);
  margin:0 16px 16px;padding:20px;
  box-shadow:var(--shadow-sm);
  border:1px solid rgba(0,0,0,.04);
}
.section h3{font-size:16px;margin-bottom:14px;color:var(--text);font-weight:700}

/* ─── ULTRA PREMIUM BUTTONS ─── */
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  gap:9px;width:100%;padding:15px 20px;
  border:0;border-radius:16px;
  background:linear-gradient(145deg,var(--primary),var(--primary-dark));
  color:#fff;font-weight:700;font-size:15px;
  cursor:pointer;font-family:inherit;
  box-shadow:0 8px 24px var(--primary-glow),
             inset 0 1px 0 rgba(255,255,255,.22),
             0 1px 0 rgba(0,0,0,.12);
  transition:transform .15s,box-shadow .2s,filter .2s;
  letter-spacing:.3px;position:relative;overflow:hidden;
}
.btn::before{
  content:'';position:absolute;
  top:-50%;left:-50%;width:200%;height:200%;
  background:linear-gradient(45deg,transparent 40%,rgba(255,255,255,.08) 50%,transparent 60%);
  transform:rotate(30deg) translateX(-60%);
  transition:transform .5s;
}
.btn:hover::before{transform:rotate(30deg) translateX(60%)}
.btn:hover{
  transform:translateY(-2px);
  box-shadow:0 14px 32px rgba(26,86,219,.45),
             inset 0 1px 0 rgba(255,255,255,.22);
}
.btn:active{transform:scale(.97);filter:brightness(.95)}

.btn-outline{
  background:var(--surface);color:var(--primary);
  border:2px solid var(--primary);
  box-shadow:0 4px 14px var(--primary-glow);
}
.btn-danger{
  background:linear-gradient(145deg,#ef4444,#b91c1c);
  box-shadow:0 8px 24px rgba(239,68,68,.32),inset 0 1px 0 rgba(255,255,255,.22);
}
.btn-success{
  background:linear-gradient(145deg,#10b981,#059669);
  box-shadow:0 8px 24px rgba(16,185,129,.32),inset 0 1px 0 rgba(255,255,255,.22);
}
.btn-gold{
  background:linear-gradient(145deg,#f59e0b,var(--gold-dark));
  box-shadow:0 8px 24px rgba(245,158,11,.38),inset 0 1px 0 rgba(255,255,255,.22);
}
.btn-purple{
  background:linear-gradient(145deg,#8b5cf6,#6d28d9);
  box-shadow:0 8px 24px rgba(139,92,246,.35),inset 0 1px 0 rgba(255,255,255,.22);
}

/* ─── FORMS ─── */
.form-group{margin-bottom:16px}
.form-group label{
  display:block;font-size:13px;color:var(--muted);
  margin-bottom:7px;font-weight:600;
}
.form-group input,
.form-group select,
.form-group textarea{
  width:100%;padding:13px 16px;
  border:1.8px solid var(--border);
  border-radius:13px;font-size:15px;
  font-family:inherit;background:#fff;
  transition:border .2s,box-shadow .2s;
  color:var(--text);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus{
  outline:none;border-color:var(--primary);
  box-shadow:0 0 0 4px rgba(26,86,219,.12);
}

/* ─── KYC UPLOAD ─── */
.kyc-upload-box{
  background:#f8faff;
  border:2px dashed #93c5fd;
  border-radius:18px;margin-bottom:16px;
  overflow:hidden;cursor:pointer;
  transition:border-color .2s,box-shadow .2s;
  position:relative;
}
.kyc-upload-box:hover{
  border-color:var(--primary);
  box-shadow:0 0 0 4px var(--primary-glow);
}
.kyc-upload-box.kyc-dark{
  background:#13162a;border-color:#334155;
}
.kyc-card-img{
  width:100%;max-height:180px;
  object-fit:cover;display:block;
}
.kyc-preview-img{
  width:100%;max-height:200px;
  object-fit:cover;display:block;
  border-radius:16px 16px 0 0;
}
.kyc-upload-label{
  padding:11px;text-align:center;
  font-size:13px;color:#374151;
  font-weight:600;background:#fff;
  border-top:1px solid #e0eaff;
}
.kyc-dark .kyc-upload-label{
  background:#1e2540;color:#e2e8f0;
  border-top-color:#334155;
}
.kyc-upload-hint{
  position:absolute;top:50%;left:50%;
  transform:translate(-50%,-50%);
  background:rgba(26,86,219,.85);
  color:#fff;border-radius:50px;
  padding:7px 16px;font-size:12px;
  font-weight:700;pointer-events:none;
  backdrop-filter:blur(4px);
  white-space:nowrap;
}

/* ─── AUTH ─── */
.auth-wrap{
  min-height:100vh;display:flex;
  flex-direction:column;justify-content:center;
  padding:24px;max-width:420px;margin:0 auto;
}
.auth-wrap .logo{text-align:center;margin-bottom:28px}
.auth-wrap .logo .ico{
  font-size:62px;display:inline-block;
  animation:float 3s ease-in-out infinite;
  filter:drop-shadow(0 8px 16px rgba(26,86,219,.3));
}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
.auth-wrap .logo h1{
  margin-top:10px;
  background:linear-gradient(135deg,var(--primary),#7c3aed);
  -webkit-background-clip:text;background-clip:text;color:transparent;
  font-size:28px;font-weight:800;
}
.auth-card{
  background:var(--surface);border-radius:24px;
  padding:28px;box-shadow:var(--shadow-lg);
  border:1px solid rgba(255,255,255,.9);
}
.auth-card h2{
  margin-bottom:20px;font-size:20px;
  text-align:center;color:var(--primary);font-weight:700;
}
.auth-link{text-align:center;margin-top:16px;font-size:13px;color:var(--muted)}
.auth-link a{color:var(--primary);font-weight:700}

.auth-actions{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:20px}
.auth-actions a{
  display:flex;flex-direction:column;align-items:center;
  gap:6px;padding:14px 6px;border-radius:16px;
  color:#fff;font-size:11px;font-weight:700;
  text-align:center;line-height:1.2;
  box-shadow:0 6px 18px rgba(0,0,0,.14);
  transition:transform .15s;
}
.auth-actions a:active{transform:scale(.95)}
.auth-actions a span{font-size:24px}
.auth-actions .a-reg{background:linear-gradient(145deg,#10b981,#059669)}
.auth-actions .a-log{background:linear-gradient(145deg,var(--primary),#1239a8)}
.auth-actions .a-apk{background:linear-gradient(145deg,#f59e0b,#d97706)}

/* ─── ALERTS ─── */
.alert{
  padding:13px 16px;border-radius:13px;
  margin-bottom:16px;font-size:14px;
  font-weight:500;display:flex;align-items:center;gap:8px;
}
.alert-success{background:#d1fae5;color:#065f46;border:1px solid #6ee7b7}
.alert-error{background:#fee2e2;color:#991b1b;border:1px solid #fca5a5}
.alert-info{background:#dbeafe;color:#1e3a8a;border:1px solid #93c5fd}
.alert-warning{background:#fef3c7;color:#92400e;border:1px solid #fcd34d}

/* ─── BADGES ─── */
.badge{
  display:inline-flex;align-items:center;
  padding:4px 11px;border-radius:50px;
  font-size:11px;font-weight:700;letter-spacing:.3px;
}
.badge-pending{background:#fef3c7;color:#92400e}
.badge-approved{background:#d1fae5;color:#065f46}
.badge-rejected{background:#fee2e2;color:#991b1b}

/* ─── BOTTOM NAV ─── */
.bottom-nav{
  position:fixed;bottom:0;left:50%;transform:translateX(-50%);
  width:100%;max-width:480px;
  background:rgba(255,255,255,.95);
  backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);
  display:flex;
  padding:8px 0 calc(10px + env(safe-area-inset-bottom));
  box-shadow:0 -1px 0 rgba(0,0,0,.06),0 -8px 30px rgba(0,0,0,.08);
  z-index:50;border-radius:24px 24px 0 0;
  height:var(--nav-h);
}
.bottom-nav a{
  flex:1;text-align:center;padding:6px 4px;
  color:#94a3b8;font-size:11px;font-weight:600;
  transition:color .15s,transform .15s;
  display:flex;flex-direction:column;align-items:center;gap:3px;
}
.bottom-nav a .nav-icon{
  font-size:22px;transition:transform .2s;display:block;
}
.bottom-nav a.active{color:var(--primary)}
.bottom-nav a.active .nav-icon{transform:scale(1.2)}

/* ─── PROFILE LIST ─── */
.profile-list a{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 0;border-bottom:1px solid var(--border);
  font-size:14px;font-weight:500;
  transition:color .15s;
}
.profile-list a:hover{color:var(--primary)}
.profile-list a:last-child{border:none}
.profile-list .arrow{color:var(--muted);font-size:18px}

/* ─── LOAN SUMMARY CARD ─── */
.loan-summary{
  background:linear-gradient(145deg,#eff6ff,#dbeafe);
  border:1.5px solid #bfdbfe;border-radius:16px;
  padding:16px;margin:14px 0;
}
.loan-summary .row{
  display:flex;justify-content:space-between;
  padding:6px 0;font-size:14px;border-bottom:1px solid rgba(147,197,253,.4);
}
.loan-summary .row:last-child{border:none;font-weight:700;color:var(--primary)}

/* ─── PAYMENT CARD ─── */
.pm-card{
  border:2px solid var(--border);border-radius:14px;
  padding:14px;margin-bottom:10px;cursor:pointer;
  transition:border-color .2s,box-shadow .2s;
  display:flex;align-items:center;gap:12px;
}
.pm-card:hover,.pm-card.selected{
  border-color:var(--primary);
  box-shadow:0 0 0 3px var(--primary-glow);
}
.pm-card img{width:40px;height:40px;object-fit:contain;border-radius:8px}

/* ─── ADMIN PANEL ─── */
.admin-layout{display:flex;min-height:100vh;background:#f1f5f9}

.admin-sidebar{
  width:250px;
  background:linear-gradient(180deg,#0c1a3a 0%,#0f2460 100%);
  color:#fff;padding:0;position:fixed;
  top:0;left:0;bottom:0;overflow-y:auto;
  z-index:100;transition:transform .3s;
}
.admin-sidebar::-webkit-scrollbar{width:3px}
.admin-sidebar::-webkit-scrollbar-thumb{background:#1e3a8a}
.admin-sidebar .brand{
  padding:22px 20px 18px;
  border-bottom:1px solid rgba(255,255,255,.1);
  font-size:17px;font-weight:800;
  background:linear-gradient(90deg,#60a5fa,#a78bfa);
  -webkit-background-clip:text;background-clip:text;color:transparent;
  display:flex;align-items:center;gap:8px;
}
.admin-sidebar .brand-icon{font-size:24px}
.admin-sidebar .nav-group{padding:10px 0}
.admin-sidebar .nav-label{
  font-size:10px;font-weight:700;letter-spacing:1px;
  text-transform:uppercase;color:rgba(255,255,255,.35);
  padding:10px 20px 4px;
}
.admin-sidebar a{
  display:flex;align-items:center;gap:10px;
  padding:11px 20px;color:rgba(255,255,255,.65);
  font-size:13.5px;border-left:3px solid transparent;
  transition:background .2s,color .2s,border-color .2s;
}
.admin-sidebar a .s-icon{font-size:17px}
.admin-sidebar a:hover,
.admin-sidebar a.active{
  background:rgba(255,255,255,.08);
  color:#fff;border-left-color:#60a5fa;
}
.admin-sidebar a.active{
  background:rgba(96,165,250,.15);
  border-left-color:#60a5fa;font-weight:700;
}

.admin-main{flex:1;margin-left:250px;padding:24px;min-width:0}

.admin-topbar{
  background:var(--surface);padding:14px 18px;
  border-radius:14px;display:flex;
  justify-content:space-between;align-items:center;
  margin-bottom:22px;box-shadow:var(--shadow-sm);gap:12px;
  border:1px solid rgba(0,0,0,.05);
}
.admin-topbar .page-title{font-weight:700;flex:1;font-size:16px}
.admin-topbar .menu-btn{
  display:none;
  background:linear-gradient(145deg,var(--primary),var(--primary-dark));
  color:#fff;border:0;font-size:20px;cursor:pointer;
  width:40px;height:40px;border-radius:11px;
  align-items:center;justify-content:center;
  box-shadow:0 4px 12px var(--primary-glow);
}

/* Admin Stats */
.admin-stats{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));
  gap:14px;margin-bottom:22px;
}
.stat{
  background:var(--surface);padding:20px;border-radius:16px;
  box-shadow:var(--shadow-sm);border:1px solid rgba(0,0,0,.05);
  position:relative;overflow:hidden;
  transition:transform .15s,box-shadow .2s;
}
.stat:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.stat::after{
  content:'';position:absolute;right:-20px;bottom:-20px;
  width:80px;height:80px;border-radius:50%;
  background:radial-gradient(circle,var(--stat-color,rgba(26,86,219,.07)),transparent 70%);
}
.stat .ico{font-size:28px;margin-bottom:8px}
.stat .num{font-size:28px;font-weight:800;color:var(--primary)}
.stat .lbl{color:var(--muted);font-size:12px;margin-top:4px;font-weight:500}

/* Admin Card */
.admin-card{
  background:var(--surface);border-radius:16px;
  padding:22px;box-shadow:var(--shadow-sm);
  margin-bottom:18px;border:1px solid rgba(0,0,0,.05);
}
.admin-card h3{font-size:16px;margin-bottom:14px;font-weight:700}

/* Table */
table.tbl{width:100%;border-collapse:collapse;font-size:13px}
table.tbl th{
  background:#f8fafc;text-align:left;
  padding:11px 12px;border-bottom:2px solid var(--border);
  color:var(--muted);font-weight:700;white-space:nowrap;
  font-size:12px;text-transform:uppercase;letter-spacing:.4px;
}
table.tbl td{
  padding:11px 12px;border-bottom:1px solid #f1f5f9;
  vertical-align:middle;
}
table.tbl tr:hover td{background:#f8fafe}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:10px}

/* Admin small buttons */
.btn-sm{
  display:inline-flex;align-items:center;justify-content:center;gap:4px;
  padding:7px 13px;font-size:12px;border-radius:9px;
  border:0;cursor:pointer;font-family:inherit;
  font-weight:700;text-decoration:none;color:#fff;
  transition:transform .12s,box-shadow .15s;
  box-shadow:0 3px 8px rgba(0,0,0,.15);
}
.btn-sm:active{transform:scale(.95)}
.btn-green{background:linear-gradient(145deg,#10b981,#059669)}
.btn-red{background:linear-gradient(145deg,#ef4444,#b91c1c)}
.btn-blue{background:linear-gradient(145deg,#3b82f6,#1d4ed8)}
.btn-gold-sm{background:linear-gradient(145deg,#f59e0b,#d97706)}
.btn-purple-sm{background:linear-gradient(145deg,#8b5cf6,#6d28d9)}

.thumb{width:60px;height:40px;object-fit:cover;border-radius:8px;border:1.5px solid var(--border)}
.backdrop{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:99;backdrop-filter:blur(2px)}
.backdrop.show{display:block}

/* ─── KYC IMAGE VIEWER (modal) ─── */
.img-modal{
  display:none;position:fixed;inset:0;z-index:200;
  background:rgba(0,0,0,.85);backdrop-filter:blur(6px);
  align-items:center;justify-content:center;padding:20px;
}
.img-modal.open{display:flex}
.img-modal img{
  max-width:100%;max-height:90vh;
  border-radius:14px;box-shadow:0 20px 60px rgba(0,0,0,.5);
}
.img-modal .close-btn{
  position:absolute;top:16px;right:16px;
  width:40px;height:40px;background:#fff;
  border-radius:50%;display:flex;align-items:center;
  justify-content:center;font-size:18px;cursor:pointer;
  box-shadow:0 4px 12px rgba(0,0,0,.3);
}

/* ─── RESPONSIVE ─── */
@media(max-width:768px){
  .admin-sidebar{transform:translateX(-100%);width:270px;border-radius:0 20px 20px 0}
  .admin-sidebar.open{transform:translateX(0);box-shadow:8px 0 30px rgba(0,0,0,.3)}
  .admin-main{margin-left:0;padding:14px}
  .admin-topbar .menu-btn{display:flex}
  .admin-stats{grid-template-columns:repeat(2,1fr);gap:10px}
  .stat{padding:16px}
  .stat .num{font-size:22px}
  .stat .ico{font-size:22px}
  table.tbl{font-size:12px}
  table.tbl th,table.tbl td{padding:9px 8px}
  .thumb{width:44px;height:30px}
  .admin-card{padding:16px}
}